BROKERING YOUR INSURANCE

We believe our approach to developing your insurance program and resolving issues differentiates our team from other brokers and makes us a true business partner. We follow a very systematic process in developing a comprehensive program, which is based on:

• Thorough exposure analysis
• Disciplined account management
• Proactive marketing
• Aggressive loss prevention
• Strong insurer relationships

We initiate marketing with a pragmatic process that focuses on delivering the results that align with our client’s objectives. We proactively and aggressively negotiate with the marketplace in a manner that will create a competitive environment, thereby minimizing our clients' ultimate costs.

We begin our marketing and program development process by assessing our client’s operations. We develop a profile that distinguishes our client from other companies in its industry by focusing on its strengths.

Our approach is not based on mass marketing a large volume of accounts to underwriters, but on the specifics of each clients' individual risk characteristics. We “pre-underwrite” the program and present it to the underwriters that represent the best fit, rather than broadly distributing your confidential specifications to insurers which have not pre-qualified.

We constantly monitor the market to gauge what changes are taking place including any change in the underwriting appetite of the existing insurers as well as the entry of new players coming into Canada.